Loan Options 30 years

At McIntyre Loans, we're committed to helping you achieve your dream of long-term homeownership. Our 30-year home loan options are tailored to provide stability and affordability, allowing you to lay down roots in the thriving communities of Chula Vista, San Diego, and Otay, California. We combine a friendly approach with professional expertise to guide you every step of the way.

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// A Path to Financial Stability

Why Choose a 30-Year Loan with McIntyre Loans?

Embarking on the journey of homeownership involves a series of pivotal decisions, and selecting the right mortgage term is chief among them.

At McIntyre Loans, we understand that the path to homeownership is as diverse as the individuals who tread it. Our commitment to providing tailored financial solutions extends to our 30-year loan offerings, which are crafted to align with your long-term goals and financial well-being.

Predictable Monthly Payments

Enjoy the peace of mind that comes with consistent monthly payments over the life of your loan.

Affordability

A 30-year loan term typically means lower monthly payments compared to shorter-term loans, making homeownership more accessible.

Local Market Knowledge

Our team's expertise in the Chula Vista, San Diego, and Otay markets ensures you get a loan that's perfectly suited to your local community.

Professional Guidance

From application to closing, our experienced team will provide the support and advice you need.

// Services

Tailored 30-Year Home Loan Options

Fixed-Rate Mortgages

Lock in your interest rate for the entire 30 years, giving you stability and predictability in your financial planning.

Adjustable-Rate Mortgages (ARMs)

Start with a lower rate that adjusts over time, ideal for those anticipating income growth or shorter-term homeownership.

FHA Loans

A great option for first-time homebuyers or those with lower credit scores.

VA Loans

Serving our veterans with special loan options that provide benefits like no down payment and competitive rates.

Ready to take the first step?